| As an employer, you are responsible for the health and safety of your employees while they are on your premises or carrying out their duties on behalf of your business. Any situation, through fault or not, causing injury or death to an employee places you at risk of a law-suit leading to possible claims against you and/or your company and directors.
Employers Liability Insurance is really about peace of mind. It means that you can go about conducting your business in the knowledge that should any incident occur that leads to legal action, all your costs and those of the employee, including any damages imposed and legal costs, will be covered.
Even relatively minor incidents can lead to claims large enough to seriously damage a business and with standard limits of indemnity starting at €13,000,000 for very reasonable premiums, Employers Liability would be considered one of the more important covers to invest in for business owners.
As a broker, we are able to do the hard work for you, researching the best policies at the right premiums and more importantly, when you need help, our specialised team can provide the personal and attentive help required to get the answers you need or to finalise a claim.
So contact Padraic Smith Insurance Brokers for all your insurance needs.