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Restaurant and Takeaway Insurance

Thanks to our over 15 years experience in the insurance market we are able to provide restaurant or takeaway insurance that meets the exact needs of restaurant owners across Ireland. We lead the market in providing the best independent advice, superior product coverage and best price solutions for your restaurant and takeaway insurance needs.

Our restaurant insurance policies are very flexible and can provide cover for the following risks:

  • Public Liability
  • Employers Liability
  • Loss Of Income Or Business Interruption Cover
  • Money Cover
  • Buildings Insurance
  • Contents Cover
  • Fixtures & Fittings Cover
  • Stock Cover
  • Frozen Food Cover
  • Goods In Transit Cover
  • Glass Cover
  • Computer Breakdown Cover
  • Legal Expenses Cover


When researching for Restaurant or Takeaway Insurance, think about:

  • Level of Cover
    Make sure you get the highest level of cover possible.
  • Property & Stock
    Is your furniture and stock covered as well as your building? What about frozen food cover in the event of a freezer failure?
  • Loss Of Earnings
    If your property is damaged and you cannot trade, does your policy cover loss of earnings while repairs are carried out?
  • Goods In Transit Cover
    If you transport large quantities of food for events, etc. does your policy cover these goods in transit?
  • Glass Cover
    What if your front window is smashed or vandalised? Are you covered against costly repairs and any additional costs, such as out-of-hours call out charges.
  • Money Cover
  •  Don't just think about the cash on your premises; what about cash in transit, in a night safe, stored on other premises or simply lost?

Simply visit our Get a quote page to get your cover today.



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Padraic Smith & Co. Ltd. is regulated by the Central Bank of Ireland, Registered in Ireland 179364, Member of IBA